[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dolinka.cz\/leasing-nebo-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.dolinka.cz\/leasing-nebo-pujcka\/","headline":"Leasing nebo p\u016fj\u010dka?","name":"Leasing nebo p\u016fj\u010dka?","description":"Pot\u0159ebujete si koupit nov\u00e9 auto. Ale aktu\u00e1ln\u011b nem\u00e1te dost pen\u011bz na to, abyste si ho mohli koupit za svoje pen\u00edze. To u\u017e v dne\u0161n\u00ed dob\u011b nen\u00ed samoz\u0159ejm\u011b \u017e\u00e1dn\u00fd probl\u00e9m. M\u00e1te toti\u017e mo\u017enost si vz\u00edt p\u016fj\u010dku, nebo leasing a z\u00edskat tak auto na spl\u00e1tky. A co zvol\u00edte, je zcela jen na v\u00e1s. Spousta lid\u00ed si mysl\u00ed, […]","datePublished":"2026-01-13","dateModified":"2026-01-13","author":{"@type":"Person","@id":"https:\/\/www.dolinka.cz\/author\/#Person","name":"","url":"https:\/\/www.dolinka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dolinka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dolinka.cz\/wp-content\/uploads\/alexander-grey-8lnbXtxFGZw-unsplash_3.jpg","url":"https:\/\/www.dolinka.cz\/wp-content\/uploads\/alexander-grey-8lnbXtxFGZw-unsplash_3.jpg","height":0,"width":0},"url":"https:\/\/www.dolinka.cz\/leasing-nebo-pujcka\/","about":["Podnik\u00e1n\u00ed"],"wordCount":426,"articleBody":"         Pot\u0159ebujete si koupit nov\u00e9 auto. Ale aktu\u00e1ln\u011b nem\u00e1te dost pen\u011bz na to, abyste si ho mohli koupit za svoje pen\u00edze. To u\u017e v dne\u0161n\u00ed dob\u011b nen\u00ed samoz\u0159ejm\u011b \u017e\u00e1dn\u00fd probl\u00e9m. M\u00e1te toti\u017e mo\u017enost si vz\u00edt p\u016fj\u010dku, nebo leasing a z\u00edskat tak auto na spl\u00e1tky. A co zvol\u00edte, je zcela jen na v\u00e1s. Spousta lid\u00ed si mysl\u00ed, \u017ee pro n\u011b bude p\u016fj\u010dka p\u0159es banku v\u00fdhodn\u011bj\u0161\u00ed, ale nemus\u00ed tomu tak b\u00fdt. Kdy\u017e se na tyto mo\u017enosti pod\u00edv\u00e1me bl\u00ed\u017ee, zjist\u00edte, \u017ee pro v\u00e1s mo\u017en\u00e1 vyjde l\u00e9pe, kdy si vezmete auto na leasing.P\u016fj\u010dka na autoChcete si vz\u00edt klasickou p\u016fj\u010dku na auto? Pak s\u00e1hn\u011bte po spot\u0159ebitelsk\u00e9m \u00fav\u011bru, kter\u00fd pro v\u00e1s nab\u00edz\u00ed ka\u017ed\u00e1 banka. Funguje to velmi jednodu\u0161e. Dostanete pen\u00edze od banky, za ty si koup\u00edte auto a jste hned majitelem. Nev\u00fdhodou ov\u0161em je, \u017ee u spot\u0159ebitelsk\u00e9ho \u00fav\u011bru m\u016f\u017eete obdr\u017eet vysokou \u00farokovou sazbu. Z\u00e1le\u017e\u00ed samoz\u0159ejm\u011b, u jak\u00e9 banky p\u016fj\u010dku vol\u00edte. Rozhodn\u011b zva\u017ete v\u00edce mo\u017enost\u00ed, nejenom va\u0161i banku. Ciz\u00ed banka v\u00e1m m\u016f\u017ee nab\u00eddnout daleko v\u00fdhodn\u011bj\u0161\u00ed \u00farok, ne\u017e ta va\u0161e. Banka m\u00e1 tak\u00e9 p\u0159\u00edsn\u011bj\u0161\u00ed procesy schvalov\u00e1n\u00ed. Pokud m\u00e1te t\u0159eba z\u00e1znam v registru dlu\u017en\u00edk\u016f, nem\u00e1te skoro \u017e\u00e1dnou \u0161anci \u00fav\u011br z\u00edskat. V\u011bt\u0161ina bank tak\u00e9 chce, abyste jim prok\u00e1zali, \u017ee m\u00e1te vysok\u00fd a stabiln\u00ed p\u0159\u00edjem. Co\u017e nemus\u00ed b\u00fdt zrovna jednoduch\u00e9.LeasingKlasick\u00fd leasing pro v\u00e1s m\u016f\u017ee b\u00fdt velmi zaj\u00edmavou volbou. Auto je po dobu spl\u00e1cen\u00ed leasingov\u00e9 spole\u010dnosti, ale m\u00e1te ho v u\u017e\u00edv\u00e1n\u00ed samoz\u0159ejm\u011b vy. Jakmile doplat\u00edte posledn\u00ed spl\u00e1tku, auto p\u0159ech\u00e1z\u00ed \u010dist\u011b do va\u0161eho vlastnictv\u00ed. Leasing si m\u016f\u017eete rozlo\u017eit na opravdu dlouh\u00e9 obdob\u00ed. V\u011bt\u0161inou si ho m\u016f\u017eete nat\u00e1hnout na del\u0161\u00ed dobu, ne\u017e spot\u0159ebitelsk\u00fd \u00fav\u011br u banky. A d\u00edky tomu plat\u00edte m\u011bs\u00ed\u010dn\u011b i ni\u017e\u0161\u00ed spl\u00e1tky. M\u00e1te z\u00e1znam v registru dlu\u017en\u00edk\u016f? Zat\u00edmco u banky by to pro v\u00e1s znamenalo jasnou stopku, u leasingov\u00e9 spole\u010dnosti m\u016f\u017eete z\u00edskat auto na spl\u00e1tky bez registru. Leasingov\u00e9 spole\u010dnosti zkr\u00e1tka nemaj\u00ed nastaven\u00e9 tak p\u0159\u00edsn\u00e9 podm\u00ednky, jako banka.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Leasing nebo p\u016fj\u010dka?","item":"https:\/\/www.dolinka.cz\/leasing-nebo-pujcka\/#breadcrumbitem"}]}]