[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dolinka.cz\/kde-si-lide-pujcuji\/#Article","mainEntityOfPage":"https:\/\/www.dolinka.cz\/kde-si-lide-pujcuji\/","headline":"Kde si lid\u00e9 p\u016fj\u010duj\u00ed?","name":"Kde si lid\u00e9 p\u016fj\u010duj\u00ed?","description":"Je jenom m\u00e1lo v\u011bc\u00ed, kter\u00e9 maj\u00ed v lidsk\u00e9m \u017eivot\u011b tak z\u00e1sadn\u00ed v\u00fdznam jako pen\u00edze. Za pen\u00edze se p\u0159ece kupuje v\u0161echno, \u010deho je n\u00e1m k \u017eivotu zapot\u0159eb\u00ed, a tyto jsou tedy hodn\u011b v\u00fdznamn\u00e9. Neb\u00fdt jich, co by lid\u00e9 m\u011bli, \u017ee? Ka\u017ed\u00fd jenom to, co by si dok\u00e1zal vyp\u011bstovat, vyrobit nebo naj\u00edt. A toho by ur\u010dit\u011b nebylo […]","datePublished":"2020-12-15","dateModified":"2020-12-15","author":{"@type":"Person","@id":"https:\/\/www.dolinka.cz\/author\/#Person","name":"","url":"https:\/\/www.dolinka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dolinka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dolinka.cz\/wp-content\/uploads\/zlat%C3%BD%20poklad_1.jpg","url":"https:\/\/www.dolinka.cz\/wp-content\/uploads\/zlat%C3%BD%20poklad_1.jpg","height":0,"width":0},"url":"https:\/\/www.dolinka.cz\/kde-si-lide-pujcuji\/","about":["Finance"],"wordCount":425,"articleBody":"   Je jenom m\u00e1lo v\u011bc\u00ed, kter\u00e9 maj\u00ed v lidsk\u00e9m \u017eivot\u011b tak z\u00e1sadn\u00ed v\u00fdznam jako pen\u00edze. Za pen\u00edze se p\u0159ece kupuje v\u0161echno, \u010deho je n\u00e1m k \u017eivotu zapot\u0159eb\u00ed, a tyto jsou tedy hodn\u011b v\u00fdznamn\u00e9. Neb\u00fdt jich, co by lid\u00e9 m\u011bli, \u017ee? Ka\u017ed\u00fd jenom to, co by si dok\u00e1zal vyp\u011bstovat, vyrobit nebo naj\u00edt. A toho by ur\u010dit\u011b nebylo mnoho.Jen\u017ee skute\u010dnost, \u017ee se dnes ned\u00e1 bez pen\u011bz prakticky existovat, neznamen\u00e1, \u017ee jich m\u00e1me v\u0161ichni tolik, kolik jich m\u00edt pot\u0159ebujeme. Takov\u00e9 pen\u00edze se mus\u00ed nejprve vyd\u011blat, a to ne ka\u017ed\u00fd a ne ve v\u0161ech profes\u00edch a u r\u016fzn\u00fdch zam\u011bstnavatel\u016f dok\u00e1\u017ee, a pak tyto mus\u00ed sta\u010dit na v\u0161echny v\u00fddaje, je\u017e ale mohou leckoho zasko\u010dit svoj\u00ed v\u00fd\u0161\u00ed.Tak\u017ee lid\u00e9 pen\u00edze pot\u0159ebuj\u00ed, ale nejednou jich nemaj\u00ed na uspokojen\u00ed sv\u00fdch pot\u0159eb dost. A kdy\u017e nen\u00ed kde br\u00e1t, je t\u0159eba si je n\u011bkde p\u016fj\u010dit. Aby se zaplatily aspo\u0148 ty nejpodstatn\u011bj\u0161\u00ed v\u011bci s t\u00edm, \u017ee se dluh posl\u00e9ze vyrovn\u00e1 v podob\u011b spl\u00e1tek.Sehnat p\u016fj\u010dku ale nejednou nen\u00ed ani trochu snadn\u00e9. Je to probl\u00e9m, a to zejm\u00e9na pro ty, kdo pot\u0159ebuj\u00ed pen\u00edze nejv\u00edce, tedy pro ty, kdo maj\u00ed finan\u010dn\u00ed probl\u00e9my. Proto\u017ee ti nevzbuzuj\u00ed na prvn\u00ed pohled dojem n\u011bkoho, kdo dok\u00e1\u017ee spl\u00e1cet, a nejedna finan\u010dn\u00ed instituce nehodl\u00e1 se sv\u00fdmi pen\u011bzi hazardovat a p\u016fj\u010dovat je n\u011bkomu, kdo je dost mo\u017en\u00e1 nevr\u00e1t\u00ed. A tak se podobn\u00ed lid\u00e9 nejednou n\u011bco nab\u011bhaj\u00ed od banky k bance, ne\u017e zjist\u00ed, \u017ee t\u00edm jedin\u00fdm, co jim z\u0159ejm\u011b pom\u016f\u017ee, jsou nebankovn\u00ed hypot\u00e9ky Nebankovn\u00ed hypot\u00e9ky.U takov\u00fdch nebankovn\u00edch hypot\u00e9k je toti\u017e v\u00fdhoda v tom, co by zd\u00e1nliv\u011b mohlo p\u016fsobit dojmem nev\u00fdhody. Tady se prost\u011b mus\u00ed d\u00e1t za p\u016fj\u010den\u00e9 pen\u00edze do z\u00e1stavy nemovitost, je\u017e slou\u017e\u00ed jako z\u00e1ruka spl\u00e1cen\u00ed. A d\u00edky t\u00e9to z\u00e1ruce u\u017e se tu \u017eadatel\u00e9 neprov\u011b\u0159uj\u00ed a neposuzuj\u00ed nijak p\u0159\u00edsn\u011b, a tedy daleko sn\u00e1ze usp\u011bj\u00ed a pen\u00edze z\u00edskaj\u00ed. Na kr\u00e1tkou i dlouhou dobu, s mo\u017enost\u00ed vy\u0161\u0161\u00edch i ni\u017e\u0161\u00edch spl\u00e1tek, s p\u0159\u00edzniv\u00fdmi \u00faroky a dal\u0161\u00edmi p\u0159ednostmi, zkr\u00e1tka ide\u00e1ln\u011b.                                                                                                                                                                                                                                                                                                                                                                                          3.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si lid\u00e9 p\u016fj\u010duj\u00ed?","item":"https:\/\/www.dolinka.cz\/kde-si-lide-pujcuji\/#breadcrumbitem"}]}]