[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dolinka.cz\/i-druzstevni-byt-je-dobry\/#Article","mainEntityOfPage":"https:\/\/www.dolinka.cz\/i-druzstevni-byt-je-dobry\/","headline":"I dru\u017estevn\u00ed byt je dobr\u00fd","name":"I dru\u017estevn\u00ed byt je dobr\u00fd","description":"Nem\u00edt kde bydlet znamen\u00e1 m\u00edt pot\u00ed\u017ee. A to nemal\u00e9. Kolik jenom toho dnes a denn\u011b za\u017eije ten, kdo nem\u00e1 svou st\u0159echu nad hlavou, a jak m\u00e1lo je z toho za\u017eit\u00e9ho p\u0159\u00edjemn\u00e9, \u017ee? Nem\u00edt sv\u00e9 vlastn\u00ed bydlen\u00ed znamen\u00e1 p\u0159eb\u00fdvat bu\u010f jako mam\u00e1nek u rodi\u010d\u016f nebo po kamar\u00e1dech a zn\u00e1m\u00fdch, kte\u0159\u00ed u sebe \u010dlov\u011bka do\u010dasn\u011b strp\u00ed, nebo […]","datePublished":"2022-05-07","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.dolinka.cz\/author\/#Person","name":"","url":"https:\/\/www.dolinka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dolinka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dolinka.cz\/wp-content\/uploads\/libry%20bankovky_6.jpg","url":"https:\/\/www.dolinka.cz\/wp-content\/uploads\/libry%20bankovky_6.jpg","height":0,"width":0},"url":"https:\/\/www.dolinka.cz\/i-druzstevni-byt-je-dobry\/","about":["Finance"],"wordCount":423,"articleBody":"   Nem\u00edt kde bydlet znamen\u00e1 m\u00edt pot\u00ed\u017ee. A to nemal\u00e9. Kolik jenom toho dnes a denn\u011b za\u017eije ten, kdo nem\u00e1 svou st\u0159echu nad hlavou, a jak m\u00e1lo je z toho za\u017eit\u00e9ho p\u0159\u00edjemn\u00e9, \u017ee? Nem\u00edt sv\u00e9 vlastn\u00ed bydlen\u00ed znamen\u00e1 p\u0159eb\u00fdvat bu\u010f jako mam\u00e1nek u rodi\u010d\u016f nebo po kamar\u00e1dech a zn\u00e1m\u00fdch, kte\u0159\u00ed u sebe \u010dlov\u011bka do\u010dasn\u011b strp\u00ed, nebo v hor\u0161\u00edm p\u0159\u00edpad\u011b nocovat n\u011bkde pod mostem nebo na ulici, nebo v jin\u00fdch provizori\u00edch. A kdy\u017e je \u010dlov\u011bk bezprizorn\u00fdm bezdomovcem, str\u00e1d\u00e1 nejenom kv\u016fli nepohodl\u00ed a rozmar\u016fm po\u010das\u00ed, ale tr\u00e1p\u00ed ho t\u0159eba i ona v\u011b\u010dn\u00e1 nejistota, obavy o skromn\u00fd majetek a vlastn\u011b nejednou i o zdrav\u00ed a \u017eivot. Proto\u017ee s lidmi bez domova se nikdo nikde nep\u00e1\u0159e.Bezdomovci ale nestr\u00e1daj\u00ed jenom t\u00edm popsan\u00fdm. Bez trval\u00e9ho bydli\u0161t\u011b nedostanou pomoc od st\u00e1tu, t\u011b\u017eko se jim sh\u00e1n\u00ed aspo\u0148 n\u011bjak\u00e9 pracovn\u00ed uplatn\u011bn\u00ed, a kdy\u017e se k tomu p\u0159idaj\u00ed dejme tomu je\u0161t\u011b i zdravotn\u00ed probl\u00e9my, je to zl\u00e9. Tak\u017ee si ka\u017ed\u00fd, kdo to zvl\u00e1dne, n\u011bjak\u00e9 bydlen\u00ed sh\u00e1n\u00ed a se\u017eene. T\u0159eba i za cenu toho, \u017ee si na jeho po\u0159\u00edzen\u00ed p\u016fj\u010d\u00ed. Jen\u017ee hypot\u00e9ky neposkytuj\u00ed finan\u010dn\u00ed instituce jen tak n\u011bkomu. Hypot\u00e9ku na sv\u00e9 bydlen\u00ed se\u017eene jedin\u011b ten, kdo je skute\u010dn\u011b solventn\u00ed a dok\u00e1\u017ee tak spl\u00e1cet ony velk\u00e9 pen\u00edze, na kter\u00e9 kdejak\u00e1 nemovitost p\u0159ijde. To nen\u00ed jako koupit si n\u011bkde stan za p\u00e1r \u0161up\u016f.A tak se n\u011bkdo t\u0159eba uch\u00e1z\u00ed o hypot\u00e9ku, aby touto mohl zaplatit vyhl\u00e9dnut\u00fd byt. Jen\u017ee co kdy\u017e po prov\u011b\u0159en\u00ed zjist\u00ed, \u017ee mu zkr\u00e1tka nemohou tak velkou \u010d\u00e1stku ani p\u016fj\u010dit, proto\u017ee by ji nedok\u00e1zal spl\u00e1cet? Pak je nad\u011bje na z\u00edsk\u00e1n\u00ed zcela vlastn\u00edho bytu nulov\u00e1. Ale p\u0159esto se kv\u016fli tomu nikdo nestane bezdomovcem. Po\u0159\u00e1d se je\u0161t\u011b d\u00e1 naj\u00edt alternativn\u00ed \u0159e\u0161en\u00ed. Kdy\u017e nelze z\u00edskat byt vlastn\u00ed, zaplat\u00ed \u010dlov\u011bku t\u0159eba nebankovn\u00ed hypot\u00e9ka dru\u017estevn\u00ed byt. Proto\u017ee ten je levn\u011bj\u0161\u00ed, a nav\u00edc se na n\u011bj p\u016fj\u010duje jenom men\u0161\u00ed pod\u00edl z jeho ceny, a tak se tu d\u00e1 usp\u011bt, i kdy\u017e je \u017eadatel chud\u0161\u00ed. A i dru\u017estevn\u00ed bydlen\u00ed je lep\u0161\u00ed ne\u017e nebydlen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I dru\u017estevn\u00ed byt je dobr\u00fd","item":"https:\/\/www.dolinka.cz\/i-druzstevni-byt-je-dobry\/#breadcrumbitem"}]}]